you are a...
You are working on debt freedom. You are in consumer debt & want to get rid of it as fast as possible while investing so that you can begin to build wealth.
Hey there cadet
You’re in the midst of your debt payoff journey. Depending on how much debt you have and your current habits, income and living expenses, it can take you some time to get out of this stage. But just remember, every dollar paid off on your consumer debt buys you back more of your freedom and time.
What you should focus on...
In this stage, focus on paying off debt and reducing your liabilities. If you don’t have a budget, now’s the perfect time to start and stick to one. Your goal is to widen the gap between how much you make and how much you spend. The bigger the gap, the more money you can put towards your additional debt payments and other goals.