You are working on financial security. You have no debt other than a mortgage or strategically held debt (low interest student loans, etc.)
You’re in a fun stage of the journey. You are consumer debt free besides your mortgage or other strategically held debt (debt you are keeping or paying the minimum on for various reasons) so you can now focus your efforts on building your assets, investing & increasing your net worth.
In this stage, focus on saving & investing and building assets/investment portfolio. You can begin to work towards maxing out your available retirement accounts at your job like a 401k, 457 or 403plan & Roth IRA. You can also start increasing your taxable investments and look into other creative ways to invest or earn money. In this stage continue to work on financial security.
