
Explorer
You are working on financial stability. You are in the red every month. Feel out of control and unorganized with your finance.

Cadet
You are working on debt freedom. You are in consumer debt & want to get rid of it as fast as possible while investing so that you can begin to build wealth.

Aviator
You are working on financial security. You have no debt other than a mortgage or strategically held debt (low interest student loans, etc.)